For an 18 year old I like to think I am decently educated when it comes to terms with budgeting, planning ahead, and living within my means.
If my car breaks down I have a plan setup in which I could get my car back up and running and I have enough money in the bank to cover my tow and hopefully my repairs on the car. If I didn't have enough I have family who will support me until I can recover.
When I go shopping I buy in bulk and I stretch my money. I buy bars of soap instead of body wash or those silly automatic soap dispensers. When it comes to soda I limit myself and restrain the amount I drink or I do without. I plan my meals ahead of time and always make extra too make 2-3 more meals with if I am lucky. I have reusable bottles for work so that I don't have to bring 4 bottles every day (Good on the environment too)
I resist the urge to go and buy just every game that I would want the moment it comes out because I tend to buy only 60$ within each month which is well within my "fun money" range which is a good couple hundred a month but I prefer to save it for emergencies.
One thing I wasn't really planned for is for me to get injured. I am still covered under my mother's insurance for about two more months before I am without insurance for around a month before work insurance kicks in. With the job I work it is very physically demanding and I fear that I will not be able to work for them if I get injured leaving me without a job and no way to pay my bills. Currently I cannot feel my right hand but I think it is a pinched nerve and I need to just stretch more. But I cannot convince myself that it is just a pinch because I fear losing this great career opportunity.
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